One of the biggest problems with student loans are not about the loans, but the cost of college. As parents of a high school senior, we are looking at college becoming our largest expense. Being offered $28,000 in grants and scholarships sounded great, until you see that tuition is $31,000. Housing another $8500. In our case, another $15,000 for flight training. With other fees and expenses, we're looking at nearly $60,000 per year! The scholarships don't even cover half the costs. Without the student loans, it doesn't happen. This is undergrad. Imagine the costs for graduate degrees. Hearing about students graduating with $140,000 - $200,000 of debt seemed hard to believe. Now, we hope to not be in that category. I'll be happy to trade dorms that look like hotels, and the most impressive looking buildings for lower college costs.
‘Repp’ ties stand for regimental, which were the patterns that British military officers wore. The colors could also represent what college you went to or what fraternal order you belonged to. There is a lot of history that goes into those colors, but nowadays they just look damn cool. Look into other patterns and materials once you have enough repps. Knit ties for summer. Bow ties are for fun occasions, and are popular in the south (and if you have the dandy enough.) A navy grenadine, black knit, and a formal glen plaid tie are also essentials. Keep ties ” to ” inches wide, although a 2 to ” may be acceptable for knit ties.